We Work With Your
Insurance to Get Your
Roof Replaced Fast
Dealing with storm damage is stressful enough. Proud American Roofing handles the entire insurance claims process for Florida homeowners so you don't have to fight it alone.
We Work With All Major Florida Insurance Carriers
Select your insurance carrier below to learn exactly how the claims process works with your specific policy, what documentation we provide, and how Proud American Roofing advocates for your claim from inspection through completion.
Citizens is the most common homeowner insurer in Florida. We have extensive experience navigating Citizens claims, including their specific documentation requirements and inspection procedures for storm damage.
State Farm is one of the largest homeowner insurers in Florida. We work directly with State Farm adjusters and understand their claims documentation and approval process for roof damage claims.
Allstate homeowners across our Florida service areas trust Proud American Roofing to document storm damage and work alongside their Allstate adjuster to ensure a complete and fair claims assessment.
Universal Property and Casualty is one of Florida's largest private homeowner insurers. We understand their specific claims procedures and work to ensure Universal Property policyholders receive the full scope of their coverage.
Heritage Property and Casualty Insurance serves homeowners across Central Florida. Proud American Roofing assists Heritage policyholders with storm damage documentation and claims support throughout the process.
Don't see your carrier listed? Proud American Roofing works with all homeowner insurance carriers operating in Florida. Call us and we'll walk you through the process for your specific policy.
Call (813)-500-2004 →You Should Not Have to Navigate a Claim Alone
Florida's homeowner insurance market is complicated, and insurance companies have professional adjusters working on their side during every claim. As a homeowner, you deserve an experienced roofing contractor on your side too.
Proud American Roofing has guided hundreds of Florida homeowners through the insurance claims process across the Tampa Bay area, Orlando, Lakeland, Gainesville, Ocala, and North Central Florida. We know what documentation insurance carriers require, how to present damage effectively to adjusters, and what to do when a claim is underpaid or denied.
Our involvement in your claim costs you nothing extra. We provide damage assessments, meet with adjusters, and coordinate the repair or replacement process as part of every project we take on.
How the Insurance Claims Process Works
We inspect your roof and document all storm-related damage with photos and a detailed written report. This documentation is critical to a successful insurance claim.
You notify your insurance carrier to open the claim. We provide you with our written damage assessment and help you understand what to report to get the process started correctly.
When your insurance company sends an adjuster to inspect the damage, we are there. We advocate on your behalf to ensure the full scope of damage is documented and included in your claim.
Once your claim is approved, we schedule your project, pull all required permits, and complete the repair or replacement. We handle the entire process from your first call through the final inspection.
Everything Your Claim Needs
A detailed written report documenting all storm-related damage with photos, measurements, and a professional assessment of repair or replacement scope.
We attend your insurance adjuster visit and ensure every item of damage is identified, documented, and included in the adjuster's scope of work.
We review the insurance adjuster's estimate against our own assessment and identify any missing items or discrepancies before you accept a settlement.
After a major storm, we deploy emergency tarping to protect your home from additional water damage while the claims process is underway.
If your deductible is a barrier, we offer financing options that can cover your out-of-pocket costs so your project moves forward without unnecessary delays.
Every roof replacement we complete is fully permitted through your local Florida building department and passes county inspection before the project is closed out.
Types of Storm Damage We Handle
Florida homeowner insurance policies typically cover roof damage caused by the following storm events. If your roof was damaged by any of these, contact us for a free inspection before filing your claim.
High wind damage from named hurricanes and tropical storms is one of the most common covered claims for Florida homeowners. Missing shingles, lifted flashing, and structural displacement are all covered under most Florida policies.
High winds from severe thunderstorms and non-named weather events can displace shingles, damage ridge caps, and compromise flashing. Most Florida policies cover wind damage regardless of whether a named storm caused it.
Central Florida experiences hail during severe thunderstorm season. Hail impact causes granule loss, bruising of the shingle mat, and cracked areas that accelerate deterioration. Most policies cover hail damage with proper documentation.
Lightning strikes and resulting fire damage to a roof structure are covered under virtually all Florida homeowner insurance policies. If your home was struck by lightning, contact us immediately for an emergency inspection.
Florida law protects you: It is illegal for a roofing contractor to waive or absorb your insurance deductible. Proud American Roofing will never offer to discount work covered under an active insurance claim. Any contractor making that offer is violating Florida law.
Common Questions About Roof Insurance Claims
Storm Damage? Call Us First.
Free inspection. Written damage report. We handle the rest.